Vancouver Disability Lawyer

Dairn Shane

Has your insurance company denied your request for long-term disability benefits or terminated your coverage? Rest assured – they don’t have the final say in this. Hiring a Vancouver disability lawyer allows the lawyer to fight your insurance company on your behalf and get you the financial settlement you may be entitled to. Fighting your insurance company can result in emotional and physical stress – in addition to financial burdens if you’re doing it on your own. Hiring a long-term disability lawyer who works for you (and not the insurance company) ensures that you are hiring a legal representative who knows the full extent of the compensation and benefits to which you may be entitled to.

Call Vancouver disability lawyer Dairn Shane today at 778-373-8209 for a free initial consultation to talk about your denied disability claim.

Long-Term Disability been Denied? Time to call Vancouver disability lawyer – Dairn Shane.

Why Hire Vancouver Disability Lawyer Dairn Shane

  • We Operate on Contingency Fees
    This means you don’t pay anything unless we recover fees for you. If we lose – you still don’t pay anything.
  • We Offer Free Initial Consultations
    Contact us today if your disability benefits have been denied and speak directly with Dairn Shane for a free consultation.
  • We care about your best interests
    Your best interest is our number one priority. We are known for our compassionate approach with clients.
  • We keep you updated at all times
    We keep our clients informed and updated throughout the course of your claim and get back to you within 24 hours.
  • Fight to Maximize Compensation
    We fight to maximize the compensation you deserve from your insurers.
  • We Can Interpret Medical Evidence
    We can review expert medical reports and use these reports to help advance your claim
  • We Have Experience in Dealing with Insurers
    We have dealt with almost every insurer in Canada including Sun Life, Manulife, Great West Life and more
  • Represent You in All Facets of Your Claim
    This includes representing you in all required negotiations, trials, and mediations.

Denied Insurance Coverage Disputes and Claims

 There are many types of illnesses and disabilities that can allow you to claim disability benefits. However, some are more difficult than others to prove. Dairn Shane is experienced in representing clients with many types of injuries and is familiar with how they can impede an individual’s ability to work or complete common day-to-day tasks. We have experience in handling many types of claims involving illnesses and disability such as:

  • Fibromyalgia
  • Back injuries
  • Spinal injuries
  • Psychological injuries
  • Chronic pain syndrome
  • Chronic fatigue syndrome
  • Head, neck, and soft-tissue injuries

Dairn Shane and his team have worked on many types of denied disability claims and take pride in ensuring that your best interests are the most important priority. Our team takes the time to inform our clients of the legal issues surrounding their disability benefits claim and inform them of their legal options as well as work to resolve your claim in an expeditious manner.

Common Reasons Insurance Companies Deny Disability Claims & Why Hiring A Disability Lawyer Can Help

While this list is not exhaustive, here are some common reasons that insurance companies cite for denying long-term disability benefits or discontinuing coverage. Having a disability lawyer who is experienced in dealing with insurance companies can help you navigate the complexities of insurance clauses. This may in fact strengthen your position if you in fact have a valid disability and have had your disability benefits denied.

  • No Proof of Disability: This happens when you file your disability claim and it’s rejected on the grounds that the insurer does not find the evidence of your disability to be convincing or conclusive. However, this does not mean that you are not disabled and not entitled to disability benefits.
  • Failing to Be Under the Care of a Physician: Some insurance policies require you to be under the regular or continuous care of a physician in order to receive long-term disability benefits. Failing to comply with this requirement can result in discontinuing disability benefits which you may in fact be entitled to based on your unique situation.
  • Changes in Medical Status: If your medical status changes after your claim has been accepted, your insurance company has the ability to review your claim again which can lead to a denial. This can be extremely difficult to appeal especially if you are in disagreement with the new facts provided by the insurance company’s paid medical professionals.
  • Your Short-Term Disability Benefits Have Been Denied: If your short-term benefits have been denied or discontinued – we recommend you contact your HR department and insurer to advise them you will be applying for long-term benefits. If your disability is legitimate and you believe you are entitled to still be covered – contact a disability lawyer sooner than later.
  • Changes in Definition in Own Occupation Coverage: Own occupation coverage is typically limited to 24 months of benefits. This type of policy covers workers who have become disabled and/or unable to perform their expected work duties that they have been trained to perform. After own occupation coverage expires, your insurance policy definition can change allowing the insurer with wider parameters to deny your benefits.
  • Exclusion Clause: Sometimes your disability benefits can be denied as a result of a pre-existing condition and/or medical treatment which occurred either before or after the effective date of your insurance coverage. Luckily, there are legal options available in a situation like this so hiring a disability lawyer in this instance may help strengthen your claim.

Protect Your Right to Disability Benefits by Hiring Vancouver Disability Lawyer Dairn Shane

If you or a loved one have had their disability benefits denied – it’s time to call Dairn Shane for a free consultation. We will act as your advocate and will take on the battle of dealing with your insurance company on your behalf. Our aim is to get you the maximum financial compensation that you may be eligible for based on your injuries or disability. Having an injury or disability that prevents you from working can add a lot of stress on your plate in addition to frustration and anxiety. This can add a negative impact on many facets of your life which can ultimately affect your ability to improve your health or manage pain. Hiring a disability lawyer can help you rebuild your financial stability so that you can focus on your recovery.

Remember – Time Limits Apply

If your insurer has denied your claim or terminated your benefits – you need to contact a disability lawyer because time limits do apply. If you have failed to file a claim within the legal time limit – you may not be able to have your case heard in court. For this reason, we recommend you get in touch with a disability lawyer immediately.

Call Dairn Shane today for a free consultation at 778-373-8209 or click below to book a free consultation.